65 Family Credit Union

Experience the Difference

Originally organized by the District 65 union, we are a member-owned, and democratically operated full service financial institution where people come first.

We are not-for-profit, unlike banks. This allows us to return excess earnings to our members in the form of lower interest rates for loans, higher yields on investment and savings accounts. You can count on quality financial products and services, and on personal, confidential, and courteous service.

Higher ratings for service, friendliness, courtesy, lower interest rates on loans, and overall satisfaction are reported by credit union members than by customers of banks or savings and loans, according to a survey by Gallup Poll, for The American Banker.

You’re welcome to remain a credit union member for life, regardless of whether you move, change jobs, or retire. Access to your accounts and services is available by mail, fax, phone, Access 24 (our 24-hour telephone teller), and through thousands of automated teller machines nationwide. If your lifestyle changes, call or visit the credit union. We’ll show you how easy it is to continue to enjoy a lifetime of benefits.

Your individual deposit accounts are insured for up to a combined total of $100,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government.

To become a member, just open a Share Savings account. This is your “share” of the credit union. Simply pay a nominal $5.00 membership processing fee, plus deposit and maintain as little as $100.00 in your account, and you are eligible for the many benefits of credit union membership. After you join, your family members by blood or marriage may also become members (additional applications are available at the credit union).

Contact Us

Mail a membership card, or visit our credit union location today. Call or visit for current interest rates, dividends, terms, applications, and other financial details.

65 Family Federal Credit Union
11 East 4th St., 4th Fl.
New York, NY 10003
Telephone 212-228-4038
Fax: 212-228-0287
Open Mon & Fri, 10:00 – 3:00
Open Wed, 11:00 – 6:00
Phone Hours Mon – Fri, 10:00 – 1:00


Share Draft Checking Account offers savings and convenience.

– NO Per Check Charges
– NO Per Transaction Charges
– Convenient Monthly Statement
– Overdraft Line-of-Credit Protection Available
– ATM Card Available for Nationwide Access

Savings & Investment Accounts pay a high yield dividend (interest) rate. Choose the accounts you need to satisfy your financial goals:

– Share Savings Accounts — The initial account you open to become a member. Add accounts for your children or for a special savings purpose (taxes, etc.).
– Christmas Club Accounts
– Vacation Club Accounts
– IRA Certificates & Accounts — Save for your future, defer taxes until you retire, plus reduce the tax you pay today with our IRA Certificates or Individual Retirement Account.

Loans for All Reasons

Great rates, flexible terms, a hassle-free process. A variety of fixed or variable rate loans to fit virtually any budget.

– New & Used Vehicles, Motorcycles, Boats
– Second Mortgages
– Mini Home Equity Loans (minimum $10,000)
– Regular Home Equity Loans
– Personal Loans
– Collateral Secured Loans
– Overdraft Protection Line of Credit
– Home Equity Loans
– Preferred Rate Loans

Make payments easy with Payroll Deduction (more info below).

We are an Equal Housing Lender.

MasterCard Credit Card

Our low interest MasterCard is accepted worldwide and has the special features you want for shopping and travel.

– LOW 14.88% APR
– LOW $10 Annual Fee
– 25 Day Interest-free Grace Period on Purchases
– Cash Advances Available
– And More

Save even more. Transfer your high interest bank and other credit card balance(s) to our low interest MasterCard. You could save money and lower your monthly payment instantly!

ACCESS 24 — Touch Tone Phone Teller

This automated telephone response service makes it easy to access your credit union accounts and conduct financial transactions using any touch-tone phone, 24 hours a day, 7 days a week. Conduct a dosen different fianancial transactions, including verifying Share account balances, checks cleared, funds transfer, and more! There’s no cost to sign up!

To use ACCESS 24, all you need is the following:

-Your account number as listed on your statement or credit union card
-Your personal identification number (PIN); assigned by your credit union or can be requested in writing
-A touch tone telephone

Members living in NYC dial 212- 228-7409 or 0919. Members living outside NYC dial (800) 441-0264. A friendly voice will guide you through your transaction.

Direct Deposit (A.C.H.)

Conveniently deposit your entire net pay, Social Security, pension, or other regularly scheduled check(s) into your Credit Union account. Never again make special check cashing trips or worry about a lost, stolen or mail delayed check. Your money is automatically deposited and immediately available, even when you’re away on business or vacation.

Payroll Deduction

This service allows you to have part of your net pay automatically deposited into your credit union accounts every payday. It’s the easy way to establish a regular savings plan and make automatic loan payments. No cost to sign up.

Additional Services

Contact the credit union for the complete details on the following additional services:

– Money Orders
– Discount Theme Park Tickets
– Auto Shopping Guides
– Official Check
– And More!